Boat Insurance

We provide specialized insurance for boats. We can cover 95 percent of all boats on the water today including fishing boats, runabouts, personal watercraft and boats up to 50 feet in length and $250,000 in value.

Specialized Coverage:

A homeowner’s endorsement won’t cover you like a Boat policy would. We provide coverage for your specific needs with policy options like:

• Total Loss Replacement – replaces insured’s boat with a brand new one of similar make and quality
• Disappearing Deductibles – reduces the deductible by 25 percent at each claim free renewal
• Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels.
• Replacement Cost Personal Effects – protects the insured’s personal items including cameras, clothes, cell phones, etc.
• Emergency Towing and Labor – provides on-water towing service.
• Wreckage Removal Coverage – pays recovery costs if you’re responsible for the removal of a covered watercraft.
• Property Damage Liability – includes coverage for fuel spill cleanup.
• Medical Payments – includes coverage for water-skiers.